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MODULE ONE
Introduction to Credit
This is an introductory module that explains what credit is, the costs of borrowing money, and what credit reputation entails.

This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-2...
completed
MODULE TWO
Credit Scores
Learners will delve deeper into what a credit score is, what constitutes a good/bad credit score, and what it means to be credit invisible.

This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-3...
completed
MODULE THREE
Effects of Credit Checks
Participants will understand the value of a good credit score and the costs of being credit invisible or having a poor credit score.
This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-2...
completed
MODULE FOUR
Calculating Credit Scores
Learners will find out what determines their credit score, which factors do not affect it, and what actions can raise or lower it.
This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-3...
completed
MODULE FIVE
How to Build or Establish Credit
This session explores removing negatives from credit reports, readiness for a new credit line, and building a positive credit history.
This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-3...
completed
MODULE SIX
Reading a Credit Report
Participants will learn about the contents of credit reports, practice reviewing them, and understand what creditors seek in the reports.
This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-2...
completed
MODULE SEVEN
Looking at Your Own Credit Report
The session highlights reviewing credit reports, obtaining them inside or outside of prison, and correcting errors or small missteps.
The session highlights reviewing credit reports, obtaining them inside or outside of prison, and correcting errors or small missteps.This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-3...
completed
MODULE EIGHT
Dealing with Debt
This session covers bankruptcy, how to negotiate, dispute, or contest debt, and handling debt collection and creditor lawsuits.
This facilitator guide includes:
Materials needed for the session.Follow-along facilitator instructions and speaking prompts.1-2...