MODULE FOUR
Calculating Credit Scores
Learners will find out what determines their credit score, which factors do not affect it, and what actions can raise or lower it.
This facilitator guide includes:

  • Materials needed for the session.
  • Follow-along facilitator instructions and speaking prompts.
  • 1-3 discussion questions with sample answers in each section (6 total).
  • Instructions for leading a partner activity where participants will practice their understanding of the factors that impact one’s credit score.
  • A worksheet for participants to complete during the activity that features various real-life scenarios and asks them to explain in a table whether the individual's credit score will increase, decrease, or remain unaffected in each situation.
  • 8 session summary discussion questions and an answer key for the instructor to summarize the key takeaways at the end of the session.
  • An optional worksheet for the participants to answer wrap-up discussion questions in a written form.

Please make sure you familiarize yourself with this guide and the module before the session.